When Coinbase joins the crypto lending space, it will change the landscape entirely, nearly quadrupling the size of this market.Crypto lending is very lucrative, and companies are earning massive sums.Risk management and competition lead to changing interest rates in the market. It depends, like nearly anything else, on supply and demand.The SEC published a statement, considering crypto lending as a security, and that they will sue Coinbase if they start offering crypto lending services.Other platforms than Coinbase consider the assets on their platforms as unregistered securities; thus, circumvent regulation.